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Amex

Best for: Frequent travellers with a strong credit score who can comfortably spend R10,000 in the first three months.

Fee

R1.4k

Rewards

1%

APR

20.5%

Visa

Best for: Ideal for new credit users looking to build their credit history with FNB.

Fee

R600

Rewards

1.5%

APR

18.25%

Visa/Mastercard

Best for: Frequent SAA flyers earning above R25,000/month looking to maximise travel rewards.

Fee

R2.3k

Rewards

1%

APR

18.25%

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