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Rewards Credit Cards: What's Best for You This Summer?
Compare top travel cards for the best perks and value
What to Look for in a Rewards Credit Card
Choosing a rewards credit card isn't just about the perks. You need to consider the annual fees, the rewards structure, and the eligibility requirements. Many people get lured by the attractive sign-up bonuses and overlook the long-term costs like high interest rates or annual fees that could outweigh the benefits. To really maximize your rewards, focus on cards that match your spending habits without draining your wallet.
Rates and terms shown are representative. Your actual rate depends on your credit profile and circumstances. This is not financial advice — always read the lender's terms before applying.
Premium Picks for Frequent Travelers
If you travel often, these cards can offer significant benefits that outweigh their fees. They provide perks like airport lounge access and travel insurance, but only if you can meet their eligibility requirements.
Al Rajhi World Elite Mastercard
The Al Rajhi World Elite Mastercard is top-tier for Saudi frequent travelers. It offers unlimited airport lounge access and a dedicated 24/7 concierge service. However, the SAR 2,400 annual fee is steep, and its high-income requirement may be a barrier for some. This card shines for those who leverage its premium travel benefits and are committed to Sharia compliance.
But if your budget doesn't stretch that far, the SNB AlAhli Infinite Travel Card provides a more accessible option with a lower annual fee and similar travel perks.
SNB AlAhli Infinite Travel Card
The SNB AlAhli Infinite Travel Card strikes a balance between cost and benefits. With an annual fee of SAR 500, it grants access to Priority Pass lounges and includes travel insurance. It's a solid choice if you're looking for lounge access without breaking the bank, although it still requires a relatively high income.
If these options feel out of reach due to income requirements, our next card might offer the travel perks you're after with less stringent criteria.
Travel Rewards Without the Premium Price
For those who want travel rewards without the high fees, this next pick offers competitive benefits at a more accessible price point.
Al Rajhi Visa Infinite
Al Rajhi Visa Infinite offers a more affordable way to enjoy travel benefits. With an annual fee of SAR 1,200, it still provides unlimited Priority Pass access and comprehensive Takaful coverage. While it maintains high salary requirements, the lower fee makes it a viable option for those seeking Sharia-compliant travel benefits.
Ultimately, the right card depends on your travel habits and financial situation. If frequent lounge access and premium perks are essential, and you meet the income requirements, the Al Rajhi World Elite Mastercard is unmatched. For a balance of cost and benefits, consider the SNB AlAhli Infinite Travel Card. Finally, the Al Rajhi Visa Infinite offers a middle ground for those prioritizing Sharia compliance with more manageable fees.