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Rewards Cards: Top Picks for Travelers and Online Shoppers
Explore three standout rewards cards for travelers and online shoppers, with options offering up to 8 miles per dollar and no annual fees for the first year.
Quick Picks
Best overall: DBS Altitude Visa Signature.
Best budget: HSBC Revolution Credit Card.
Best for frequent travelers: Citi PremierMiles Card.
Mileage Maximizers
For those who love to travel and shop online, maximizing mileage is key. Let's look at options that offer impressive miles per dollar rates.
DBS Altitude Visa Signature Card
With 3 miles per dollar on online purchases, the DBS Altitude Visa Signature is a strong contender for frequent online shoppers and travelers. The first year fee waiver and ability to transfer miles to over 10 airline partners add to its appeal. However, its local spend rate is lower compared to its online counterpart.
But if the annual fee is a sticking point, the following card might be more appealing given its no-fee structure.
No-Fee Travel Rewards
For those prioritizing no annual fee cards, there are options offering competitive miles without the extra cost.
HSBC Revolution Credit Card
The HSBC Revolution Credit Card stands out with up to 4 miles per dollar on contactless and online spending without any annual fee. The bonus points cap can be a limitation, but it's a solid choice for Singapore residents focusing on digital payments.
Citi PremierMiles Card
For frequent travelers, the Citi PremierMiles Card, offering 2.2 miles per dollar on overseas spending and no expiry on miles, is a great option. While the annual fee kicks in after the first year, the flexibility in transferring miles and two free lounge visits per year make it worthwhile.
While no annual fee is great, sometimes paying a bit more upfront can lead to greater rewards down the line.
Speaking of maximizing returns, we explored even more options in our related article, Which Rewards Credit Card Delivers the Best Mileage? — a must-read for anyone looking to get the most out of their spending.