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Rewards Cards: Best Picks for Travelers and Online Shoppers
Compare top rewards cards for travel and online spending.
Quick Picks
Best for Travelers: Citi PremierMiles Card.
Best No-Fee Option: HSBC Revolution Credit Card.
Travel-Focused Rewards Cards
For those who frequently travel, maximizing miles and enjoying travel perks are key. Here are the top cards that cater to frequent travelers with attractive mileage and bonus features.
Citi PremierMiles Card
The Citi PremierMiles Card is essential for frequent overseas travelers. With 2.2 miles per dollar spent on foreign transactions and no expiry on miles, it offers flexibility and longevity. The card also provides two free Priority Pass lounge visits annually, adding comfort to your trips. Its downside is the $196.20 annual fee after the first year, and a 27.9% interest rate, so it's best for those who pay off their balance each month.
DBS Altitude Visa Signature Card
If you're an online shopper who travels, the DBS Altitude Visa Signature offers a robust 3 miles per dollar on online purchases and 2 miles on overseas spending. It rivals the Citi PremierMiles with its strong earning rates and first-year fee waiver. However, its $192.60 annual fee kicks in after the initial year, and it charges a 28% interest rate. Great for those who frequently buy online and travel internationally.
While these travel cards offer great rewards for frequent flyers, if you're looking for a no-fee option with strong online and contactless spending rewards, the next card might be more suitable.
No-Fee Rewards Cards
For those who prefer not to pay an annual fee yet still want to earn significant rewards, consider these options.
HSBC Revolution Credit Card
HSBC Revolution Credit Card stands out for its no annual fee and generous 4 miles per dollar on contactless and online transactions. Its flexibility makes it ideal for those who focus on digital and dining spending. However, bonus points are capped monthly unless you have a deposit relationship with HSBC. It's tailored for high-income earners in Singapore who want a no-fee card.
Whether you're a traveler or an avid online shopper, there's a rewards card tailored for your needs. Consider your spending habits and choose the card that maximizes your benefits. For a deeper dive into how HSBC compares to Citi PremierMiles, check out HSBC vs Citi PremierMiles: Which Rewards Card Suits You?.