Clarity for every card decision.

C

Capital One Guaranteed Mastercard

Mastercard

Best for: This card is best for individuals with no credit history or those looking to improve their credit score.

M

MBNA True Line Mastercard

Mastercard

Best for: Best for consumers needing to consolidate debt or those who carry a balance month to month due to its low interest rates.

S

Scotiabank Gold American Express Card

Amex

Best for: Ideal for those who frequently spend on dining and entertainment, looking to maximize rewards through Scene+.

R

RBC Avion Visa Infinite

Visa

Best for: Best for those who travel frequently and can leverage the rewards for flights and upgrades.

S

SimplyCash Card from American Express

Amex

Best for: Best for Canadians who frequently spend on gas and groceries and prefer straightforward cashback rewards.

S

Scotiabank Secured Visa Credit Card

Visa

Best for: Canadian newcomers wanting to start with a major bank

T

TD Low Rate Visa Card

Visa

Best for: Best suited for Canadians looking to minimize interest charges on carried balances.

A

American Express Cobalt Card

Amex

Best for: Best for those who dine out frequently and spend on groceries, maximizing their rewards potential.

H

Home Trust Secured Visa Card

Visa

Best for: Budget-conscious Canadians who want a simple, fee-free secured card focused purely on credit building.

C

CIBC Aventura Visa Infinite Card

Visa

Best for: Best suited for frequent travelers who can leverage the card's travel rewards and benefits.

T

Tangerine Money-Back Credit Card

Mastercard

Best for: This card is best for Canadians who prefer a no-fee cashback option and have predictable spending in specific categories. It’s less ideal for those who travel frequently or want flexible rewards.

S

Secured Neo Mastercard

Mastercard

Best for: Canadians looking for the lowest barrier to entry for a secured card that also earns rewards.

B

BMO CashBack Mastercard for Students

Mastercard

Best for: Best for students who want to earn cashback on everyday purchases without incurring annual fees.

C

CIBC Secured Visa Card

Visa

Best for: Newcomers wanting to build credit with a major Canadian bank

T

TD Secured Credit Card

Visa

Best for: TD Bank customers building credit

R

Rogers World Elite Mastercard

Mastercard

Best for: Best for Canadians who travel to the U.S. or make significant purchases in USD.

R

Refresh Financial Secured Visa Card

Visa

Best for: Canadians with bad credit wanting dual-bureau reporting

C

CIBC Dividend Visa Card for Students

Visa

Best for: Best for students wanting to earn cashback on everyday grocery purchases without incurring fees.